Author: marvinr

Do Interest Rates Affect House Prices?

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A Helpful Guide for Indianapolis Homeowners Looking to Sell Do Interest Rates Affect House Prices? If you’re a homeowner in Indianapolis looking to sell, the answer is a definite yes. Interest rates directly impact what buyers can afford, which in turn affects how much your home is worth. Understanding this connection is especially important if … Continued
What Does Under Contract Mean?

What Does Under Contract Mean? A Complete Guide

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What does “under contract” mean in real estate? In real estate, “under contract” means a buyer and seller have agreed on terms and signed a legally binding contract, but the sale hasn’t closed yet. The deal is often contingent on conditions like home inspections, financing approval, and appraisal. Until all contingencies are met, the sale … Continued

What Paperwork Do I Need to Sell My House?

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What Paperwork Do I Need to Sell My House? To sell your house, you’ll need several essential documents, including the property deed, purchase agreement, seller’s disclosure form (required in Indiana), mortgage payoff statement, title report, and utility/tax records. If you’re selling by owner, you’ll also need closing statements, IRS Form 1099-S, and potentially a bill … Continued

Selling a House When You’re Not on the Mortgage

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Can you sell a house if you’re on the deed but not the mortgage? Yes. If your name is on the deed, you legally own the house and can sell it, even if you’re not on the mortgage. However, the mortgage must be paid off at closing, and all deed holders must typically agree to … Continued
Buying a House from an Owner with Cash: A Guide for Home Sellers

Buying a House from an Owner with Cash: A Guide for Home Sellers

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Is It a Good Idea to Sell Your House to a Cash Buyer? Selling to a cash buyer offers speed, convenience, and savings—often closing in as little as 7 days with no repairs, commissions, or financing delays. While cash offers may be slightly below market value, sellers avoid costs and uncertainty typical in traditional sales. … Continued