Indianapolis Home Buyers' Guide - Read Our Blogs

Tired of Trying to Sell Your House? What to Do

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What should I do if I’m tired of trying to sell my house? If you’re tired of trying to sell your house through traditional methods, consider selling to a reputable local cash buyer. Companies like KK Buys Indy Homes offer fast closings, no repairs, and a hassle-free process. You can sell your home as-is, skip … Continued

Pros and Cons of Refinancing Your Home

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Should I refinance my home or sell it? Refinancing can lower your interest rate, monthly payments, or loan term—but it comes with closing costs, longer debt, and strict qualifications. If your home needs repairs or you’re struggling financially, selling may be the smarter move. Trusted homebuyers like KK Buys Indy Homes offer a fast, hassle-free … Continued
What Does Under Contract Mean?

What Does Under Contract Mean? A Complete Guide

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What does “under contract” mean in real estate? In real estate, “under contract” means a buyer and seller have agreed on terms and signed a legally binding contract, but the sale hasn’t closed yet. The deal is often contingent on conditions like home inspections, financing approval, and appraisal. Until all contingencies are met, the sale … Continued

When You Sell a House, How Is It Taxed?

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When you sell a house, how is it taxed? When you sell a house, you may owe capital gains tax on the profit. However, if it was your primary residence for at least 2 of the past 5 years, you could exclude up to $250,000 (single) or $500,000 (married) in gains. Inherited homes are taxed … Continued

What Paperwork Do I Need to Sell My House?

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What Paperwork Do I Need to Sell My House? To sell your house, you’ll need several essential documents, including the property deed, purchase agreement, seller’s disclosure form (required in Indiana), mortgage payoff statement, title report, and utility/tax records. If you’re selling by owner, you’ll also need closing statements, IRS Form 1099-S, and potentially a bill … Continued

Selling a House When You’re Not on the Mortgage

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Can you sell a house if you’re on the deed but not the mortgage? Yes. If your name is on the deed, you legally own the house and can sell it, even if you’re not on the mortgage. However, the mortgage must be paid off at closing, and all deed holders must typically agree to … Continued

How to Sell a House with an Assumable Mortgage?

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How do you sell a house with an assumable mortgage? To sell a house with an assumable mortgage, first confirm with your lender that your loan is eligible (most FHA, VA, and USDA loans are). The buyer must qualify with your lender and pay your equity upfront. An assumable mortgage with a low interest rate … Continued
Home Appraisal Process: How Long Does It Take?

Home Appraisal Process: How Long Does It Take?

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How long does a home appraisal take? A home appraisal typically takes 7 to 14 days from start to finish. The process includes scheduling, inspection, market research, and report delivery. Factors like appraiser availability, property condition, and market activity can impact timing. Sellers can speed up the process by preparing the home, providing upgrade info, … Continued
How Much Value Does a Guest House Add to Your Property?

How Much Value Does a Guest House Add to Your Property?

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Does a Guest House Add Value to a Home? Yes, a guest house can increase your home’s value by 20% to 35%, especially if it’s legally permitted, well-designed, and located in a high-demand market like Indianapolis. Guest houses attract buyers looking for rental income, flexible living space, or multi-generational housing. Key Takeaways: Guest House Value … Continued
How to Price Your Home for Sale: A Complete Guide for Sellers

How to Price Your Home for Sale: A Complete Guide for Sellers

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How Do You Price Your Home for Sale? To price your home for sale, evaluate recent comparable sales (comps), consider market conditions, and account for your home’s condition, location, and upgrades. Setting a fair and competitive price from the start helps attract more buyers, reduce time on market, and maximize your final sale price. Key … Continued
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How to Sell a House That Needs Major Repairs

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Can You Sell a House That Needs Major Repairs? Yes, you can sell a house that needs major repairs by listing it as-is, targeting investors, or selling to a cash home buyer. The fastest option is working with a cash buyer who will purchase the property without requiring repairs, inspections, or agent fees. Key Takeaways: … Continued
When-do-you-get-paid-after-selling-your-house

When Do You Get Paid After Selling Your House?

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When Do You Get Paid After Selling Your House? Sellers typically receive payment within 1–3 business days after closing. For cash sales, funds can be disbursed the same day. The exact timing depends on your buyer’s financing, your closing process, and your chosen payment method (wire transfers being the fastest). Key Takeaways: Home Sale Payment … Continued
How Can I Sell My House Quickly?

How Can I Sell My House Quickly?

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How Can I Sell My House Fast? To sell your house quickly, price it competitively, boost curb appeal, and consider selling to a cash homebuyer. Cash buyers like KK Buys Indy Homes can close in as little as 7 days without the need for repairs, agents, or delays. Key Takeaways: Selling Your Home Quickly Selling … Continued
Sellers' Closing Costs Before Selling Your Home

Sellers’ Closing Costs Before Selling Your Home

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What Are Seller Closing Costs When Selling a Home? Seller closing costs typically range from 6% to 10% of the home’s sale price and include agent commissions, title fees, taxes, and other transaction-related expenses. Most are deducted from your sale proceeds, so out-of-pocket costs are rare unless your mortgage payoff exceeds your home’s value. Key … Continued